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adj. Weighted down, loaded sufficiently to make slow.

v. Simple past tense and past participle of encumber.

adj. loaded to excess or impeded by a heavy load

"The other $500 billion is "encumbered" -- that's a nice way of saying that instead of being invested in "safe" ..."

involved    mortgaged    clogged    heavy-laden    loaded down   

unencumbered   

lumbard    numbered    outnumbered    unencumbered