This word is acceptable for play in the US & UK dictionaries that are being used in the following games:

• Lexulous
• Wordscraper
• Wordosaur

noun-plural. An unpaid, overdue debt or an unfulfilled obligation.

noun-plural. The state of being behind in fulfilling obligations: an account in arrears.

n. An unpaid or overdue obligation. A debt.

n. Plural form of arrear.

n. the state of being behind in payments

n. an unpaid overdue debt

"Of the 1.8 million people with such loans, 400,000 are behind on their payments - with 100,000 in arrears by three months or more."

liability    indebtedness    financial obligation    debt   

Algiers    Peers    Piers    Sears    Spears    Tangiers    adheres    appears    auctioneers    bandoliers   

nonpayment    repayment    remission    diminution    lieu    tithe